Jarc> (let x 10 (let y 11 (+ x y z)))
Error: Symbol 'z' has no value
0: z
DEBUG 0: b
Backtrace:
0: z
1: (+ x y z)
2: ((fn (y) (+ x y z)) 11)
3: ((fn (x) (let y 11 (+ x y z))) 10)
4: (with (x 10) (let y 11 (+ x y z)))
5: (let x 10 (let y 11 (+ x y z)))
0: z
DEBUG 0: h
Debugger commands:
b Print the Lisp backtrace
d Move down the backtrace
e Eval following expression
f Move to the specified frame
h Print this help
m Print the error message
p Print the current frame in the backtrace
q Quit the debugger and return to top-level
r Return following expression as value of current frame
s Print the Java stack trace
u Move up the backtrace
0: z
DEBUG 0: e x
10
0: z
DEBUG 0: r 13
34
Jarc>
Compiler for the JVM
Jarc 12 now has a compiler which optimizes tail-recursive
functions. It's not generic tail-call elimination, but it
can optimize functions that call themselves.
SQL Access
(use 'sql)
(sql-driver "com.mysql.jdbc.Driver")
(= jdbc-url "jdbc:mysql://localhost/MyDB")
(= db-username "root")
(= db-password "")
(def blah-create ()
(with-open db (sql-connect jdbc-url db-username db-password)
(sql-update db
"CREATE TABLE Blah (
id INTEGER NOT NULL PRIMARY KEY,
value VARCHAR(100) NULL
) TYPE=InnoDB")))
(def blah-insert-values (id value)
(with-open db (sql-connect jdbc-url db-username db-password)
(sql-update db "insert into Blah (id,value) values (?,?)" id value)))
(def blah-insert (blah-obj)
(with-open db (sql-connect jdbc-url db-username db-password)
(sql-insert db "Blah" blah-obj)))
(def blah-list ()
(with-open db (sql-connect jdbc-url db-username db-password)
(with-open stmt (sql-stmt db "select id,value from Blah")
(with-open rs (sql-query stmt)
(while (next rs)
(prn (getObject rs 1) "\t" (getObject rs "value")))))))
(def blah-update-values (id value)
(with-open db (sql-connect jdbc-url db-username db-password)
(sql-update db "update Blah set value=? where id=?" value id)))
(def blah-update (id blah-obj)
(with-open db (sql-connect jdbc-url db-username db-password)
(sql-modify db "Blah" blah-obj "where id=?" id)))
Jarc> (blah-create)
0
Jarc> (blah-insert-values 10 "can")
1
Jarc> (blah-insert (obj id 11 value "cannot"))
1
Jarc> (blah-list)
10 can
11 cannot
nil
Jarc> (sql-trace 't)
nil
Jarc> (blah-update 11 (obj id 11 value "can't"))
SQL: com.mysql.jdbc.PreparedStatement@5c435a3a: update Blah set value='can\'t',id=11 where id=11
1
Jarc> (blah-list)
SQL: com.mysql.jdbc.PreparedStatement@585976c2: select id,value from Blah
10 can
11 can't
nil
Tracing displays the SQL statements (in the current thread only).
Prepared statements are used in the implementation which
improves performance and minimizes SQL injection attacks.
SQL selects require closing the result set (rs) before
closing the statement, so the statement (stmt) has to be
created explicitly when using sql-query. When using
sql-update the statement is created internally.
The macro with-open does the same things as let
and then also calls close at the end of the let body.
Jarc> (match "(\S+) " "foo bar")
"foo"
Jarc> (let it "foo bar baz" (match "(\S+) (\S+)"))
("bar" "foo")
Jarc>
Like Perl, match searches the default variable, which
in Arc is "it".
What's Lame about Jarc?
There are no first class continuations.
It does support limited
continuations using Java's try/catch. The continuation
has to be called while it's still on the stack.
Web Apps
Jarc has a Java Servlet for creating web apps in arc.
It doesn't use the standard arc html package. Jarc web apps,
looks like this:
(use 'jtml)
(def /hello (req res)
(html
(head)
(body
"Hello World. "
;; Query parameters are available by apply:
(p "Hi to " req!name)
;; All getXXX methods of HttpServletRequest are available by apply also:
(p "Request method is " req!Method)
(p "Cookies: "
(ul
(each cookie req!Cookies
(li (pr (getName cookie) '= (getValue cookie))))))
(p (link '/ "Index"))
)
)
)
How is Jarc different than Arc?
Jarc's goals are:
It should be as easy as possible to call Java methods.
It should be compatible with Arc.
Java method calls look just like Arc function
calls:
(def msec ()
(getTime (new java.util.Date)))
The "new" function creates an instance of
a Java class.
The interpreter dispatches on the first argument.
[1]
So "getTime" is a Java method
on Date. Jarc does a run-time method lookup
on the Java class and finds "getTime". Arguments
are automatically converted into the appropriate
Java types to make the call whereever possible. In this simple example
there are no arguments being passed to "getTime".
Static Java method calls also look just like Arc function
calls:
(def system (cmd)
(let proc (exec (java.lang.Runtime.getRuntime) cmd)
(let in (new java.io.BufferedReader
(new java.io.InputStreamReader (getInputStream proc)))
(awhile (readLine in) (prn it))
(close in))))
This conflicts with the dot notation in Arc.
Jarc trades-off compatibility in this one instance
for easier Java method access. It saves typing one
whole token!
If a static method is not found, then Arc dot notation
semantics are used, so in practice there isn't any
conflict.
Starting with Jarc 8 methods on java.lang.String
automatically apply to Jarc strings.
(replaceAll "foo" "o" "e") => "fee"
You can override methods on java.lang.String with
macros, but not with functions. Java method
calls take precedence over Arc functions. And
macros take precedence over everything, of course.
History
I started writing this
because I wanted a powerful language to write quick and dirty
throw-away programs that call existing Java APIs. Like
the Java API for the network management product I
work on during the day. The main goal is that
calling Java classes should be as concise as possible.
Jarc began in 2005 before Paul Graham
released arc0. He had written enough on his web site
about his ideas for Arc, that I was able to build
something close to what Arc actually is.
I have used this at work to build two prototypes and also
for some throw-away data crunching. It has been a
great tool. Much better than writing in Java!
After Arc was released I updated Jarc
to be compatible with Arc.
The biggest difference was that Jarc had dynamic binding
and Arc does not. Changing that broke the cool things
about Arc, like the debugger and sql package. They
had to be converted to not rely on dynamic binding.
The Clock of eras is a graphic aid to help us visualize geologic time. It is nearly impossible for the human mind to comprehend the amount of time that it has taken for the Earth to develop to its present state, yet we try to imagine each stage of its unfolding and the time that passed during each phase of development. The Clock of Eras uses the analogy of a circular clock to represent the development of our planet in geologic time. One can see at a glance the relative time lengths of each major geologic era.
So how does this Clock work? The Clock represents geologic time on the Earth since its birth to the present, from the initial events that brought about the formation up to now. Each hour represents approximately 375 million years.
We can’t take credit for the idea of this Clock. It is a concept that was developed in Montessori Education. The colors as used in the Montessori clock relate to the location of the life that was present during the time. So the Paleozoic Era is blue because life was primarily in the seas, the Mesozoic is brown because life moved to the land, and the Cenozoic is green because of the fresh new life: the mammals.
The Clock of Eras has been modified several times already and will continue to change over time as scientists learn more and more information through their research and discovery.
Click on the links below the clock for a description of each time period.
The Science Education Resource Center (SERC), an office of Carleton College, works to improve education through projects that support educators. The office has special expertise in effective pedagogies, geoscience education, community organization, workshop leadership, digital libraries, website development and program and website evaluation. Learn more about SERC»
What does it mean to be conscious? It's a question that philosophers and scientists have puzzled over perhaps since there have been philosophers and scientists.
In his book "Consciousness Explained," Tufts University philosopher Daniel Dennett calls human consciousness "just about the last surviving mystery," explaining that a mystery is something that people don't yet know how to think about. "We do not yet have all the answers to any of the questions of cosmology and particle physics, molecular genetics and evolutionary theory, but we do know how to think about them," writes Dennett. "With consciousness, however, we are still in a terrible muddle. Consciousness stands alone today as a topic that often leaves even the most sophisticated thinkers tongue-tied and confused. And, as with all of the earlier mysteries, there are many who insist—and hope—that there will never be a demystification of consciousness."
On a base level, consciousness is the fact of being awake and processing information. Doctors judge people conscious or not depending on their wakefulness and how they respond to external stimuli. But being conscious is also a neurological phenomenon, and it is part of what allows us to exist and understand ourselves in the world.
Dr. Antonio Damasio, a neuroscientist from the University of Southern California who has studied the neurological basis of consciousness for years, tells Big Think that being conscious is a "special quality of mind" that permits us to know both that we exist and that the things around us exist. He differentiates this from the way the mind is able to portray reality to itself merely by encoding sensory information. Rather, consciousness implies subjectivity—a sense of having a self that observes one’s own organism as separate from the world around that organism.
"Many species, many creatures on earth that are very likely to have a mind, but are very unlikely to have a consciousness in the sense that you and I have," says Damasio. "That is a self that is very robust, that has many, many levels of organization, from simple to complex, and that functions as a sort of witness to what is going on in our organisms. That kind of process is very interesting because I believe that it is made out of the same cloth of mind, but it is an add-on, it was something that was specialized to create what we call the self."
Scientists don't fully understand what is happening in the brain that creates what we call consciousness, but researchers like Damasio are refining our knowledge about how firing neurons can lead to our thoughts and experience of the world.
Twelve years ago, Cal Tech professors Christof Koch and Francis Crick put forward the idea that consciousness resides in the brain's prefrontal cortex; they described where in the brain we experience things when we experience them—but not why we do. In 2009, physicist Roger Penrose and anesthesiologist Stuart Hamerhoff advanced a "quantum mind theory" that took Koch and Crick's ideas to a deeper, cellular level, suggesting that consciousness is a result of quantum mechanics, with microtubules inside the brain working as computing elements in a system they call "orchestrated objective reduction." The theory suggests that human consciousness is a result of the wave functions of quantum particles collapsing once they reach specific energy levels. Hamerhoff's blog, Quantum Consciousness, describes this theory in depth, and details how he and Penrose believe the brain's neural networks and cells process information that results in consciousness. Critics of the quantum mind theory contend that consciousness is hardly demystified by relating the brain to the rarefied realm of subatomic physics.
One thing to keep in mind is that consciousness is not uniform among humans, according to Damasio. Different people may experience consciousness in different ways, and it can be difficult to make comparisons of people's subjective perceptions of reality with very much detail. Nonetheless, he notes: "When you look at people that say, from the same culture, roughly the same age, and not very difference intelligence, and you make a lot of detailed questions about the experiences of say colors, situations, and so on, you’ll get very similar answers. So I think it’s reasonable to say that even though, in all likelihood, we have slightly different experiences of reality, they are similar enough to us not to clash."
Studies of consciousness don't all center on wakefulness. Dr. Sam Parnia, director of the Human Consciousness Project, embarked in 2008 on a three-year, 1500-patient quest to try and figure out whether people continue to be conscious when their bodies are clinically dead. Analyzing reports of near-death experiences when patients are in cardiac arrest, the project is seeking quantifiable data about what happens in a person's brain when oxygenated blood stops flowing, and whether we then continue to think consciously.
Takeaway
What we call consciousness is the fact of our having a subjective experience of the world—it is our sense that the world is separate from us, and that we exist independently. While it is unclear exactly how neural firings in specific parts of the brain result in this kind of subjective thought, it's believed that conscious thinking is related to the prefrontal cortex—and possibly extends down to a cellular level.
More Resources
— PhysOrg article describing Roger Penrose and Stuart Hamerhoff's theory of quantum mechanics in consciousness and "orchestrated objective reduction.
It widely accepted that we don't know what Electricity "IS", but we know an incredible amount about how it works, and what can be done with it, on quite a fundamental level. It is also clearly a "Field" sort of thing ; the "Particles" come later. Well, its worth considering whether "Consciousness" is analogous, This would simplify a great many apparently unconnected things, as a good Theory should, and make superfluous and irrelevant a great many pseudo-puzzles. It would explain where the "Self" came from, as well as the rest of conscious beings, and additionally where the "Self" goes after Death. Also, the nature of "God", and all tlhat. In other words, if "Consciousness" is a fundamental sort of energy field affair, like electricity, a great part of the mysteries we puzzle about, if not explained in detail, would at least make sense, such as the old questions about why, if we behave ourselves, is there such a lot of suffering anyway. etc.
Hello there again, haven't really had a lot of time to get here lately, trying to write a book of sorts, to explain my own thinking on this, there are a lot of unknown things, one is only fooling themselves to think they are able to know many things at all really, but drugs and treatments for babies? I will try my hardest to get back to this and say some more later, I think that what society, science, the big thinkers, money players, wheeler dealers are doing now is wrong, that is why I get to post here isn't it, I am controversial, but to me, you are too!
There are those who do study to try and know to understand the various function of the Body limbs and organs, and many concentrate their study on a particular area of study of the body, and we call them specialist scientists.
Yet when dealing with the Mind, one can only study the way that we act and respond to various stimuli.
So when the concentration of study is the brain Mind, then such an action is not tied to just those who have spent Time in studying the Brain action that stimulate the ability to translate electrical current impulse into thought, which we refer to as the Mind.
It is with the ability to Think and reason to know and understand, and be aware of that brain mental phenomena, such is what have you to become aware of your surroundings, and that awareness is what we label to be our conscious alertness.
There is an internal electracal action that function beyond the Brain activity of Mind conscious thought, and it is the energy electral internal action serving to be the intuative self, that self that feed you information without mindful conscious thought .
It is that process of intuative self action that I refer to as the attribute of the Soul, over which all information flow to be processed by the Brain mind thought phenonomna.
Consciousness is no more than alert awareness , it is what cause such a brain mind action that is the wonder and mystery to me.
Such Beings with ability to Think and with the ability to reason in harmony, order, and Balance concerning evident of fact and happening that applies to and effect our lives, such is considered to be Beings that function with a conscious intelligence.
When it is all said and done, all intelligent Being is because of the Brain Mind function in harmony, order, and balance, because we are all based upon what we Think, which is Mind based, but such has no dictation over the intuitive self, the self that is beyond Mind conscious state.
From the take away: "What we call consciousness is the fact of our having a subjective experience of the world—it is our sense that the world is separate from us, and that we exist independently." I would posit that just the opposite is true - that our consciousness is our sense that we our part of the whole of existance. Spinoza and Budha had it right ! Remember that the human body has fewer human cells than viral, fungal and bacteria! (And we don't even know about pirons et al.)
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Welcome to the new home of Practical PHP Programming - now updated for PHP 5.2. This is the definitive source for the book from now on, and you'll be pleased to know the entire book is hosted on a super-fast server so you should never have access troubles again.
While updating the text, we have endeavoured to leave chapters in place even if we think they are no longer the smartest option - after all, it's not for us to decide what you should use. In places where we recommend one solution over another, you'll find this clearly marked.
Every think tank created usually has a public policy agenda focused on a variety of political, financial, educational or even moral issues. The following 25 up and coming think tanks are no different, as they address issues that mainly adhere to a strict bi-partisan (or centrist) perspective or lean left or right politically. What makes these think tanks interesting is that they have been formed since 2004, or since the middle of the previous presidential administration.
These groups have been divided by political leaning and also are listed by year created, from earliest to the latest within those political categories. For more think tanks developed over the years, you might visit the list of think tanks gathered at Wikipedia.
Centrist
Pew Research Center (2004): The Pew Research Center is an American think tank organization based in Washington, D.C. that provides information on issues, attitudes and trends shaping the United States and the world.
Streit Council (2004): The Streit Council for a Union of Democracies works toward better-organized and stable cooperation among experienced democracies as the key for more effective US engagement in world affairs.
Third Way (2005): Third Way is a combination of right-wing economics and left-wing social policies and a progressive stance on middle-class culture and clean environment.
Future of American Democracy Foundation (2006): The mission of the Foundation is to renew and sustain the historic vision of democracy that has unified Americans throughout the nation’s history.
Hamilton Project (2006): Although composed mostly of Democrats, this Brookings Institution group states a clear preference for market-based solutions to America’s problems.
Global Financial Integrity (2006): GFI promotes national and multilateral policies, safeguards, and agreements aimed at curtailing the cross-border flow of illegal money.
Center for a New American Security (2007): CNAS is a Washington, D.C.-based think tank, which specializes in U.S. national security issues. As an independent and nonpartisan research institution, CNAS engages policymakers, experts and the public with innovative fact-based research, ideas and analysis to shape and elevate the national security debate.
Foundation for Excellence in Education (2007): Since its inception, the Institute has remained independent, nonprofit, and nonpartisan. It makes no attempt to aid or hinder the passage of legislation, nor does it accept government funds or respond to special pleadings from any sector.
Institute for New Economic Thinking (2009): This New York City-based think tank strives to provide fresh insight and thinking to promote changes in economic theory and practice.
Conservative
Committee for a Constructive Tomorrow (2004): CFACT is a member organization of the Cooler Heads Coalition, which aims at “dispelling the myths of global warming through sound science and analysis.”
Let Freedom Ring, Inc. (2004): This conservative think was formed to counter the attacks of anti-conservative groups on patriotic candidates as well as attacks on issues such as family, marriage, the economy, energy, abortion, health care and foreign policy.
Americans for Prosperity (2004): AFP is committed to cutting taxes and government spending, with a focus on the judicial system and reducing red tape. This group also is focused on “a return of the federal government to its Constitutional limits.”
National Policy Institute (2007): The National Policy Institute is a think tank based in Augusta, Georgia. It describes itself as the right’s answer to the Southern Poverty Law Center and promotes policies for white Americans.
AEI Legal Center for the Public Interest (2007): In September 2007, the National Legal Center for the Public Interest (NLC) merged into the American Enterprise Institute to become the AEI Legal Center for the Public Interest (AEILC), dedicated to research and education on issues of government, politics, economics, and social welfare.
Liberal
National Security Network (2006): The National Security Network (NSN) was founded to revitalize America’s national security policy, bringing cohesion and strategic focus to the progressive national security community. It also hosts the liberal global affairs blog Democracy Arsenal.
Campus Progress (2005): Campus Progress is a national organization that works with and for young people to promote progressive solutions to key political and social challenges.
Roosevelt Institute Campus Network (2004): Formerly the Roosevelt Institution, this is the first student-run policy research group or “think tank” in the United States.
Libertarian
Clemson Institute for the Study of Capitalism (2005): The mission of The Clemson Institute for the Study of Capitalism is to examine and to increase public awareness of the moral foundations of capitalism.
Middlebury Institute (2005): The goal of the institute is to foster a national movement to place secession on the national political agenda and encourage secessionist and separatist movements in the U.S. and abroad.
Show-Me Institute (2005): The Show-Me Institute is a research and educational institute dedicated to improving the quality of life for all citizens of Missouri by advancing solutions to state and local policy issues.
Sam Adams Alliance (2006): This nonprofit think tank is dedicated to the idea of Same Adams as CMO of the colonies if they had been incorporated.
Ocean State Policy Research Institute (2007): Ocean State Policy Research Institute was founded by William J. Felkner, who is chiefly known as an advocate for libertarian principles in education and social services.
Caesar Rodney Institute (2008): The Caesar Rodney Institute’s vision is to be the catalyst for improved performance, accountability, and efficiency in Delaware government.
We as the The Policy Police are publicly policing blog posts about public policy. Our posts prepare people to penetrate this exciting subject area one useful tidbit of information at a time.
'Ideas
to Inspire'
is a collection
of collaborative presentations, which offer a large number of ideas for
engaging lesson activities. They are the result of the collaboration
of teachers from all around the world.
The presentations are grouped into different
sections:
Providing ideas and resources,
linked to specific curriculum areas.
These presentations focus on
one particular ICT hardware tool and suggest ways of using that tool
in your classroom.
Another set of 'Interesting
Ways' presentations
which share classroom uses for a range of software and online tools.
This section contains even
more collaborative presentations, covering a range of topics.. Techy
Tips, Inspiring Youtube videos, Games to support learning and more...
Find
out more about the creation of these presentations here.
Curriculum Ideas
Interesting Ways to use ICT hardware...
Hardware
...in your classroom.
Interesting Ways to use ICT software and
online tools...
...in your classroom.
Other Collaborative Presentations
If
you are looking for more ideas, take a look at...
just-a-minute is all it takes to bring ourselves back to our natural state of inner peace and well-being. Learn to relax, refocus and re-energise in just one minute with 'just-a-minute' meditations. It is about becoming a powerful positive force in your own life. Give yourself just-a-minute to experience it now.
"Be relaxed,
Be present ... Be powerful,
Be inspired ... Be your true self"
A landing page is any page on a website where traffic is sent specifically to prompt a certain action or result. Think of a golf course… a landing page is the putting green that you drive the ball (prospect) to.
Once on the green, the goal is to get the ball into the hole. Likewise, the goal of the copy and design of a landing page is to get the prospect to take your desired action.
Here are a few examples of ways that landing pages are used with various traffic sources:
Traffic is sent from a pay per click (PPC) search marketing campaign (such as Google AdWords) to multiple landing pages optimized to correspond with the keywords the searcher used.
Traffic is sent from a banner ad or sponsorship graphic to a landing page specifically designed to address that target audience.
Traffic is sent from a link in an email to a landing page designed to prompt a purchase.
Traffic is sent from a blog post or sidebar link to a landing page that pre-sells affiliate products or encourages an opt-in to a sub-list.
The page you’re currently reading is a content landing page designed to organize many related pages around an overall theme.
Landing Page Tutorials:
Here are six articles that will help you start creating killer landing pages right away:
G'MIC has been made available as an easy-to-use plug-in for GIMP.
It extends this retouching software capabilities by offering a large number of pre-defined image filters and effects.
Of course, this plug-in is highly customizable and it is possible to dynamically add your custom G'MIC-written
filters in it.
Here you will find pre-compiled binaries of the plug-in for common architectures. Pick one archive below, unzip all its content
into your GIMP plug-in directory, and you're done.
The G'MIC plug-in should be then available from the Filters/G'MIC.. menu entry.
On Unix, the plug-in directory is usually located at $HOME/.gimp-2.x/plug-ins/.
The plug-in requires these libraries installed on your system : libfftw, libpng, zlib.
Use your package manager to fit these dependancies.
On Windows, the plug-in directory is usually located at C:\Program Files\GIMP-2.x\lib\gimp\2.0\plugins\.
Required libraries files are provided in the archive for Windows.
Note : This plug-in is the logical sequel of our previous
GREYCstoration software,
dedicated to image denoising and regularization.
Actually, G'MIC provides all the GREYCstoration
features (through the filter entries Enhancement/Anisotropic smoothing and Patch-based smoothing), but also much more.
As the development of the GREYCstoration software has been
discontinued, we highly encourage former users to switch to G'MIC.
Screenshots
Here are screenshots of the G'MIC plug-in for GIMP in action.
Check also our specific GIMP plug-in album and
the Flickr slideshow for more examples on what can be accomplished
with this G'MIC plug-in for GIMP.
G'MIC is an open-source product distributed under the
CeCILL License (GPL-compatible). Copyrights (C) From July 2008, David Tschumperlé - GREYC UMR CNRS 6072, Image Team.
In unserer heutigen Gesellschaft sind Kredite unabdingbar, so auch der Autokredit.
Wir bieten Ihnen die richtige Finanzierung mit oder ohne Anzahlung. Kleine und bequeme Raten machen Ihren Autokauf problemlos möglich. Sie wählen selbst das Fahrzeug, die Laufzeit und die Raten für den Kredit aus.
Günstiger Autokredit online beantragen
Sichern Sie sich jetzt schnell und unkompliziert Ihren Autokredit und profitieren Sie von unseren Online-Anträgen.
Wir helfen Ihnen schnell, persönlich und zu 100% ohne Vorkosten.
Ein Kredit (abgeleitet vom lateinischen credere „glauben“ und creditum „das auf Treu und Glauben Anvertraute“) ist die Gebrauchsüberlassung von Geld (Banknoten, Münzen, Giralgeld) oder vertretbaren Sachen (Warenkredit) auf Zeit. Darlehensverträge, Abzahlungskäufe, Stundungen, Wechsel stellen typische Beispiele für Kredite dar. Durch den Kreditnehmer im Regelfall zurückzugewähren ist bei Geldkrediten der Nennbetrag der kreditierten Geldsumme und bei Warenkrediten eine der kreditieren Ware gleiche Ware. Da der Kreditnehmer nicht verpflichtet ist, dieselben Banknoten und Münzen oder dieselbe Ware, die er empfangen hat, herauszugeben, darf er die Banknoten, Münzen oder Waren nicht nur nutzen, sondern mit ihnen nach Belieben verfahren. Oftmals ist ein Kredit entgeltlich, sodass durch den Kreditnehmer nebst Rückgewähr des kreditierten Gegenstandes normalerweise Zinsen zu zahlen sind.
Daneben bedeutet „bei jemandem Kredit haben“ auch „etwas gut zu haben“ im Sinne von Vertrauen genießen, dass man zahlungsfähig und damit kreditwürdig sei. Diese wirtschaftliche Wertschätzung umfasst auch die Geschäftsehre. Gefährdet jemand den Kredit eines anderen durch die Behauptung von Tatsachen, die der Wahrheit zuwider sind, haftet er für den daraus entstehenden Schaden.
Kreditformen
Grundsätzlich zu unterscheiden sind Privatkredite und Bankkredite. Beim Privatkredit gibt eine Privatperson meist einer anderen Privatperson oder Firma einen Kredit, wobei im Gegensatz zum Bankkredit keine Geldschöpfung stattfindet. Beim Privatkredit verzichtet also die Kredit gebende Person auf das als Kredit gewährte Geld und kann als Entschädigung für den Liquiditätsverzicht und das eingegangene Risiko die Zahlung von Zinsen verlangen. Eine Bank, die Kredit gibt, schöpft durch die Kreditvergabe stets zusätzliches Geld und leistet demnach keinen Verzicht. Dennoch fordern Banken mit den gleichen Begründungen (Verzicht auf Liquidität, Risikoprämie) ebenfalls die Zahlung von Kreditzinsen, wobei das Ausfallrisiko/Konkursrisiko des Kreditnehmers für die Bank mit steigenden Kreditzinsen ebenfalls ansteigt. Auch bei der Barauszahlung eines Bankkredites erleidet eine Geschäftsbank i. d. R. keinen Liquiditätsverlust, da bei der Kreditvergabe entstehende Kreditforderungen häufig notenbankfähig sind und bei der Zentralbank in Zentralbank- und Bargeld getauscht werden können.
Eine der häufigsten Formen von Krediten ist das Darlehen. Ein Darlehen ist die vertraglich bedungene Gebrauchsüberlassung von Geld oder Waren (Sachdarlehn) durch den Darlehensgeber (Dargeber) an den Darlehensnehmer durch Übereignung der Banknoten, Münzen oder Waren oder die Abtretung sonstiger Gegenstände. Meist wird zwischen den Parteien eine feste Tilgungsvereinbarung getroffen. In Ermangelung einer solchen wird die Rückzahlung der Darlehensvaluta nebst Zinsen fällig, wenn das Darlehen durch eine der Parteien gekündigt wurde. Die Darlehensvaluta wird meist auf einem Sonderkonto des Kreditnehmers verbucht und bei Auszahlung auf dem laufenden Konto gutgeschrieben. Bei annuitätischen Darlehen beinhaltet die Rate neben Zins- auch einen Tilgungsanteil, der im Laufe der Tilgung anteilig steigt.
Barkredite werden durch eine Kreditlinie auf laufendem Konto oder einem separaten Konto eingeräumt (z. B. Dispositionskredite, Wertpapierkredite). Die Kreditlinie wird meist befristet für einen bestimmten Zeitraum gewährt, kann während der Laufzeit jedoch in schwankender Höhe durch entsprechende Zahlungsvorgänge in Anspruch genommen werden. Es gibt außer der Gesamtbefristung keine konkreten Rückführungsvereinbarungen. Neben Zinsen für die Inanspruchnahme wird teilweise für den nicht in Anspruch genommenen Kreditteil eine als Kreditprovision oder Bereitstellungszinsen bezeichnete zeitabhängige Vergütung in Rechnung gestellt. Der Barkredit ist meist als revolvierender Kredit ausgestaltet; dies erlaubt, selbst bei kurzzeitiger Rückführung wieder bis zur vollen Höhe der eingeräumten Kreditlinie den Kredit erneut in Anspruch zu nehmen.
Rechtlich sind beide Formen der Geldleihe Darlehen. Als Kreditleihe werden Avalkredite, Akkreditivkredite und Akzeptkredite bezeichnet. Hier stellt die Bank mit ihrer eigene Kreditwürdigkeit zur Verfügung, da derartige Geschäfte die Einschaltung einer Bank erfordern.
Kreditrahmenvereinbarungen können nach den (meist betrieblichen) Erfordernissen des Kreditnehmers als Barkredit oder teilweise als Aval-, in Form von Akkreditiven, Darlehen oder als Wechselkredit in Anspruch genommen werden.
Es gibt hierbei grundsätzliche Unterschiede in Abhängigkeit von den Eigenschaften der Kreditnehmer. Die Unterscheidungskriterien von privaten Kunden und Geschäftskunden sind bei den einzelnen Kreditinstituten unterschiedlich.
Kreditgeber
Grundsätzlich muss die Einräumung eines Kredites nicht notwendigerweise durch ein Kreditinstitut erfolgen. Ein Sachdarlehn kann z. B. durch den Nachbarn durch Überlassung von Mehl oder Eiern gewährt werden. Unter Kaufleuten beispielsweise sind Warenlieferungen gegen eine spätere Bezahlung zu einem ausbedungenen Termin durchaus üblich (vgl. Lieferantenkredit). Der Hersteller der Ware überlässt diese dem Käufer in Treu und Glauben, häufig materiell unterlegt durch ein schriftliches Zahlungsversprechen, beispielsweise einen Wechsel.
Im privaten Bereich hat die Bedeutung der Warenfinanzierung – beispielsweise durch einen Ratenkredit mit einer festen Ratenvereinbarung – seit den fünfziger Jahren ständig zugenommen. Hier sind direkte Vertragsbeziehungen zwischen Händlern und dem Endverbraucher durchaus üblich, teilweise werden auch eigene Finanzinstitute der Hersteller – beispielsweise im Versandhandel oder im Autohandel – eingeschaltet.
Bei Krediten, die ohne Einschaltung von Kreditinstituten eingeräumt werden, ist die Absicherung der Forderung durch einen Eigentumsvorbehalt an der gelieferten Ware üblich. Dabei überzeugt sich der Kreditgeber von der wirtschaftlichen Leistungsfähigkeit des Schuldners (Bonität).
Die Bereitstellung von Krediten erfordert den Einsatz eigener Mittel durch den Kreditgeber. Banken setzen hierfür neben Eigenkapital Zentralbankgeld ein, das durch Refinanzierung beschafft werden kann.
At work we have several in house gems we use. We don't want to make them public to the internet, but we do want to share them between the developers, and the QA boxes.
So a new plan formed, we need an internal gemcutter.com, which is very doable.
So I started looking into it, and then I realised that we would all have to have ownership of the gems, and maintain that at all times… basically it was a bad fit for us as we do not need authentication, Amazon S3 or any of that bollocks.
Covers the PHP programming language for readers with some experience in other programming languages or
who know PHP basics and want to learn more.
Covers the core language, HTTP session management, database connectivity to MySQL, Oracle and PEAR, graphics file
manipulation, XML parsing and PDF creation. Includes instructions for building a PHP extension library in C, a function
reference, and a guide to existing extensions.
This book is for experienced programmers and Web developers regardless of the language program in, but especially for
HTML developers. It includes practical examples and projects.
It covers advanced issues such as PHPs role in database manipulation, sessions, user interactivity, how PHP can
work with XML, Javascript and COM (Component Object Model).
master the ins and outs of PHP programming and development-related tasks, with particularly strong knowledge of forms, databases and multimedia
design, develop and deploym complex web-based solutions across several platforms
give you a good understanding of the uses PHP can be put to above and beyond handling forms
learn more advanced features of PHP (IMAP, XML, and Sockets)
gain tips and tricks on how to program better PHP
The above link is to the newer version of the book which is now a wiki. While converting the book to wiki format, the author
corrected errors and cleaned up the HTML. In case you want the older version, here is a link to it.
A book for more advanced readers, it covers many PHP 5 topics including PHPs new object model, powerful design patterns,
building XML-based Web services with XML-RPC and SOAP, integrating with MySQL, SQLite, and other database engines,
improving script performance with tips and tools for PHP optimization, efficient error handling, migrating PHP 4 code, and other topics.
Relevant to people creating web apps, extensions, packages, shell scripts, or migrating code.
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You are missing some Flash content that should appear here! Perhaps your browser cannot display it, or maybe it did not initialize correctly.
Tony Schwartz' Blog
The Six Keys to Being Excellent at Anything
It's possible to build any given skill or capacity in the same systematic way we do a muscle: push past your comfort zone, and then rest. ... read more
A Collection of jQuery, Ajax and PHP Tutorials with live demos, tutorials posted on 9lessons blog. In these demos I had explained about jquery connectivity with MySQL database, Ajax implementation, JSON with PHP and Animation addons to your web pages. I hope it's useful for you. Thanks!
As a sort of follow-up to yesterday’s post, I’ve prepared a PDF infographic of how the clauses in a moderately-complex SQL statement relate/translate to the JavaScript of MapReduce functionality in MongoDB. Clickity-click for the larger, printable PDF version (188KB).
Infographic visualizing the relationship between SQL and MapReduce on MongoDB
OpenBTS is an open-source Unix application that uses the Universal Software Radio Peripheral (USRP) to present a GSM air interface ("Um") to standard GSM handset and uses the Asterisk® software PBX to connect calls.
The combination of the ubiquitous GSM air interface with VoIP backhaul could form the basis of a new type of cellular network that could be deployed and operated at substantially lower cost than existing technologies in greenfields in the developing world.
In plain language, we are working on a new kind of cellular network that can be installed and operated at about 1/10 the cost of current technologies, but that will still be compatible with most of the handsets that are already in the market.
This technology can also be used in private network applications (wireless PBX, rapid deployment, etc.) at much lower cost and complexity than conventional cellular.
Typical OpenBTS development kit: USRP, laptop and handsets. This particular example has a range of just a few meters, but can connect inbound and outbound PSTN calls through a VoIP gateway. Network in a small box.
Project News (Last Updated 1 August 2010)
OpenBTS 2.6 "Mamou" is now the official public release, available through sf.net until GNU Radio fixes our repository.
The 2.6 release is the same software in use in Niue right now and includes the following improvements over 2.5:
Several major bug fixes, including the infamous "fusb" crash and the VEA failures on Nokia DCT4+ handsets.
Several more subtle bugs fixes realated to idle pattern generation and timing advance control.
Smoother closed loop power control.
Several new CLI commands for physical channel monitoring.
New features in the TMSI table, including time-of-use tracking and optional classmark and IMEI interrogation.
Smqueue now uses a config file, similar to OpenBTS.config.
The transceiver uses the OpenBTS.config file directly.
With 2.6, the public release license has been changed from GPLv3 to AGPLv3, with additional clauses.
Please read the COPYING and LEGAL files carefully, especially if you are using OpenBTS in a commerical or US government project.
Please note that GPL-family licenses are not compatible with FARS/DFARS "government purpose rights". Under FARS/DFARS definitions, the public release of OpenBTS is "commercial software" and these are enforceable commercial licenses, like any others.
We are currently preparing a Burning Man 2010 test network. More information here.
Copyright 2008, 2009, 2010 Kestrel Signal Processing, Inc.
OpenBTS is a registered trademark of Kestrel Signal Processing, Inc.
Please note that "OpenBTS" is a registered trademark of Kestrel Signal Processing, Inc.
Do not use the "OpenBTS" name in commercial activities without permission. Asterisk is a registered trademark of Digium, Inc.
Du 10 au 12 septembre se tiendra dans la Somme, la 57ème édition de la Finale Nationale de Labour. Le Sucre marquera sa présence autour de diverses animations.
de la plante au sucre
Le saviez-vous ?
Au-delà de sa capacité à donner un goût sucré, le sucre apporte de la texture, de la coloration et améliore la conservation des aliments sucrés.
De nouvelles saveurs vous attendent dans notre sélection de recettes du mois de septembre !
Stevia et rébaudioside A
On entend beaucoup parler de la plante stévia et de l'édulcorant qui en est extrait, le rébaudioside A. Est-ce vraiment l'Eldorado sucré annoncé ? Attention aux raccourcis !
Des découvertes pour tous les goûts !
Les 12e entretiens de Nutrition de l’Institut Pasteur de Lille se sont tenus début juin 2010, avec une journée entièrement consacrée au goût. A découvrir !
Brochure Sucre & astuces
20 astuces pour vous aider à mieux colorer, adoucir mais aussi rehausser le goût de vos plats sucrés et salés. Téléchargez ou commander notre brochure !
à table !
vite, une recette !
espace enseignant
carnet de sucre
Besoin de préparer un cours autour du thème du sucre ? Découvrez l'espace dédié aux enseignants.
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